So it turned out that all those "banks" that cater to the one percent were lying to me- my credit score, the result of never paying my bills on time, racking up huge debts on various pieces of plastic and eventually declaring bankruptcy, and basically being a complete deadbeat for years doesn't matter when it comes to buying a new car! As long as I've got a job with a regular paycheck that can be garnished/seized when I inevitably fail to pay for the current big purchase I want and therefore need because I want, I can get a car just like the other grownups!
I just need to come up with an $800 down payment, which I can get with a quick call to Fast Cash or QCPawn.com or Cashpoint or any number of Instant Money No Catch Unless You Consider Ridiculous Interest Rates To Be a Catch services. And I won't have to deal with negotiations and calls to banks and all that annoying stuff once I find the car that makes me look good in the neighborhood; in thirty minutes I can be driving off with a car because the biggest Buy Here Pay Here dealership in Nashville handles it's own financing. I understand that every franchised dealership in the United States also has financing but that has nothing to do with me because my stupid credit score locks me out of those places.
This place treats me like a real person. A real poor, desperate, economically illiterate person. A person who thinks they are doing me a favor when they take my $800 and have me sign a contract locking me into a $800 per month, 84 month payment plan at 39.9% interest which maybe sounds kind of bad but today I only need $800. And a place to hide this car from the repo guy in a few months when Real Life hits me in the face again.
No comments:
Post a Comment