Sunday, April 26, 2026

NetCredit to the Stupid

 


What's the message of this ad?  "Say yes to more debt- and respond to the extension of credit by doing a stupid dance as if you've just won something valuable!"

Some people wear their hearts on their sleeves.  The actors in NetCredit commercials wear their FICA scores on their t-shirts.  And those scores are not Exceptional.  They are in the "Fair" range.  If they are being approved for loans, those interest rates are high- but let's ignore that, because all that really matters is that NetCredit is going to let you spend some more.  In real life, this is not good news.  In NetCredit ads, the actors celebrate because they have the opportunity to dig that debt hole just a little bit deeper. 

Isn't that a baby stroller?  That kid is in trouble.  He chose his parents wrong.  His parents are frivolous morons. 


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