I have never in my entire life been as excited about anything as much as these people are over the prospect of being able to accrue debt at a lower interest rate. I wish I could work up this level of enthusiasm over something- anything. But then, I didn't go to an Etsy shop to order a t-shirt emblazoned with my credit score,* so I guess me and fun are never in the same room.
*the average American's credit score is 715. I have no idea what that first couple is excited about. A score in the mid-600s is nothing to fist-pump about. NONE of this is is anything to fist-pump about. Or dance about. I don't know what is going on here. But I wouldn't go outside wearing a "Credit Score 645" shirt.
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