Once, there were loan sharks who worked out of the shadows of the back alleys. Today, there are Payday loans available out of licensed, 100 percent legal "money stores" on every other corner of suburbia.
Once, there were bookies. Today, you can gamble using a super-cool phone app sold to you by every Hollywood A-lister and sports hero through ads shown during actual sporting events and financing entire pre-game and post-game shows.
I really don't know which is worse- payday loans which charge interest rates which used to be illegal (until the Supreme Court in it's infinite wisdom decided that laws preventing the exploitation of economically desperate people were Unconstitutional) or commercials for gambling apps which make addiction look like the coolest thing imaginable and Good Clean Fun until you're evicted and your wife leaves with the kids and the dog you can't afford anymore anyway.
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