There's just something so off-putting about watching people with garbage credit (usually caused by failure to make timely payments or overutilization of existing credit) celebrate being given the opportunity to go more heavily into debt. In reality, kicking the can down the road, accepting money at ruinous interest rates is nothing to be proud of, let alone happy about. But these people act like robbing Peter to pay Paul is akin to winning the damn lottery. What a sad display- and an even worse commentary on the state of the American Economy.
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