I don't get it. What's the problem with Stacy? And what the hell does any of it have to do with car insurance? And why is the car rapping? What is this, a remake of "My Mother the Car"? Oh, and while we're at it, why do all super-low-cost bare-minimum car insurance ads have to use urban scenes and rap/hip-hop music? It's like they're pandering to what they assume is their audience.