1. Super-smart to do any kind of online banking while in public, using a public hotspot like the subway. I get the idea that the reason this guy has debt issues in the first place is because of impulsive moves like this.
2. This guy responds to "Welcome Points" by doing a dance through the train. What are "Welcome Points?" Who cares? They sound so nice. I get another idea- that this guy was sincerely flattered by the Love Bombing he got when he responded to an invitation to attend last Thursday's
mass brainwashing session sermon at the local Kingdom Hall. Not a whole lot going on in this guy's life, is there?
3. When this guy finds out that he's accomplished absolutely nothing by moving his money from one bank to another, he'll probably respond by feeling betrayed by the Big Bad Banking Industry and consoling himself with an $8 latte at Starbucks. Paid for with a credit card, of course.