The latest VISA commercial takes us back to a bygone age, an age before people carried pieces of plastic representing thousands of dollars in potential debt in their pockets, an age where people only bought what they could afford, and saved for the rest.
You know, the Dark Ages.
"Once upon a time, there was a thing called paper money..." yes indeed there was. When you had it, you decided whether you wanted to save it, or spend it. You created things called "budgets." If you are like me, you were handed a little blue book from your local bank when you were in first grade which had a quote from William Jennings Bryan on the cover- something about the words "We Cannot Afford It" being the most valuable in the English language. You brought your bank book and a dollar into school every day and it was put into a pile with the bank books of your friends. When you got the book back, you were thrilled to see the bank's stamp next to your deposit amount, and your eyes glowed at the increasing balance and the magic of Interest.
Thank goodness, those horrible days ultimately gave away to the glorious era of "Digital Currency." Watch now as everyone scans and swipes their way through life, so much more convenient than messing with that ugly, dirty old paper. As the Medieval Period gave way to the Renaissance, so did the days of carrying hard-earned cash (or even checks representing money you actually had in your account) give way to the era of taking out a Digital Loan every time you buy a pack of cigarettes or a roll of TP. And it's so much better now!
After all, using your own money to buy things is really overrated. I've noticed that you can buy much more if you use VISA's "Digital Currency," simply because VISA as more money than I do! And they are so happy to let us borrow it, why would anyone EVER use their own money, ever again?
Now if you'll excuse me, I have to look into stopping these Harassing Phone Calls...