USAA Bank: Unafraid to follow the New Predictable

Wait a minute, I'm confused!  Which is to say, I can't quite believe what I'm seeing here!

As near as I can tell (and again, I'm sure I must be mistaken,) this commercial features a young couple making a friendly bet on a game of mini-golf.  That part I actually have no problem believing.  I'm sure this happens.  But what happens next is totally bizarre- the GUY LOSES THE BET TO THE GIRL.

I mean, seriously, really?  A girl besting a guy in an American TV commercial in the year 2019?  If that's what really happened here, what's next?  Snow in January?  Fireworks in July?  I dare not guess!